Motorcycle insurance provides financial coverage in the event a motorcycle is damaged, lost, or stolen. It can also include liability coverage should you be responsible for damage to property and personal injury. As with most automotive coverage, motorcycle insurance is mandated throughout the United States.
Always make sure a particular motorcycle insurance plan covers your personal requirements and situation. Premiums may differ based on selected coverage, but many plans will offer a combination of vehicle and personal coverage. While most companies will offer insurance for personal injury, property damage, motorcycle collision, and uninsured motorist, not all will cover mechanical breakdowns.
There are a few fundamental questions you should make sure to ask prior to selecting a motorcycle insurance policy. What is the process for submitting a claim? Are there any policy discounts available? Is 24/7 roadside assistance offered? If so, are emergency repair services available?
